The YNAB Blog
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How I paid a large tax bill without going into debt (thanks to YNAB)
On April 17, the day before the tax deadline, my CPA give me some bad news. We owed $8903 for federal, state and local taxes for 2022. In addition, I needed to pay $4900 in estimated taxes for the first quarter of 2023.
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Give EVERY dollar a job, including savings
Rule One of YNAB is Give Every Dollar a Job. And that means every dollar in every on-budget account. Even savings accounts. We’re accustomed to thinking of savings accounts as something important everyone should have. And that’s true. But “savings” isn’t really a job. By all means, have a savings account, especially if it’s an…
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