Helping you use YNAB to live a spendful life
Imagine how it would feel to transform your relationship with money and:
- Get out of debt forever
- Stop worrying about when your next paycheck will come
- Make financial emergencies a thing of the past
- Spend without second guessing
YNAB (formerly known as You Need A Budget) can do that for you. YNAB is a great app. But it is much more than an app. It’s a different way of thinking about your money. And it can be life changing. With YNAB, you give every dollar a job. You don’t budget money you don’t yet have. For every dollar that comes in to your bank account, you can ask yourself five important questions that build stability, resilience and flexibility into your financial life. With YNAB, you live spendfully because you’re spending your money on the things that represent your values. And when you’re living spendfully you stop second-guessing your spending.
The downside to YNAB is that the learning curve can be a little steep. Not only do you need to learn to use the software, you also need to shift your thinking about budgeting and spending. Getting over that learning curve is absolutely worth the effort. As a YNAB Certified Coach, I would love to flatten the learning curve for you and provide expertise, support and accountability so you can be up and running with YNAB and on your way to a spendful life.
I was very hesitant about YNAB because I had tried it maybe seven years ago, and it just didn’t go well for me. Working with Janine made all the difference! With her guidance I had a much better understanding of how I should set my budget up and check in with it on a regular basis. She has made me a YNAB convert! I love knowing where my money is going and that I have money set aside for True Expenses – those real but not regular expenses that we all know are coming. She’s also right there if I get lost or have any questions. I have much more peace in my financial life thanks to Janine’s help.
— Dee
YNAB changed my life. Money no longer stresses me. I now live spendfully (and joyfully). I’d love for it to change your life too. Sign up for my mailing list to receive my free guide, Five Ways A Spending Plan Can Bring You Peace of Mind, and be emailed whenever I publish a new post on my blog.
Read more about my YNAB Coaching Services. Or click the link below to see my service offerings or book an appointment. Let me help you live spendfully!
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Why You Should Categorize Inflows as Ready to Assign in YNAB
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Next Month Category vs. Assigning Into the Future in YNAB
In YNAB, getting a month ahead is the goal. When you are spending money this month that you earned last month, you have created financial peace of mind. I’m a month ahead in both my business and personal budgets and I can tell you with certainty that it has brought much ease to my financial…
About Janine
I’m a Certified Professional Organizer® and a YNAB Certified Coach. I love helping clients find happiness through organization, whether it’s their stuff or their money they’re organizing. Check out the About Janine page to learn about my YNAB story!