The YNAB Blog
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Entering transfers in YNAB
It can be a little confusing when you transfer money from one account to another in YNAB. The difficulty comes in when you’ve imported a transaction that has the Payee already entered and it asks for a category. But the thing to remember about transfers is that they don’t require a category. When you click…
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Are you budgeting for YNAB?
If it’s your first year of YNAB, you might not have added a category for your YNAB subscription (particularly if you’re in your trial period!). It’s more economical to pay for an annual subscription, which is $99 (which amounts to $8.25 a month), than it is to pay monthly at $14.99 a month. And if…
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Handling credit card rewards in YNAB
One of the great things about YNAB is that it allows you to use your credit card like a debit card. If the things you buy with your credit card are covered in the budget, YNAB moves the amount of the transaction from the budget category to the credit-card payment category while it waits for…
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Navigating around your budget
I have 102 categories in my personal budget (divided among 11 category groups) and getting around my budget would be challenging if it weren’t for some of the shortcuts YNAB provides. In this video, I share some of my favorite ways to make navigating around my big budget easy. I reference the Toolkit for YNAB…
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Year-end budget scan
There are just ten days left in 2023 and this morning I took the opportunity to take a look at my budget to see if I think there’s anything I need to adjust. I’m toying with doing a Fresh Start in 2024 but I’m pretty much in the “If it ain’t broke don’t fix it”…
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Handling a reversed charge in YNAB
I visited a friend in New York over the weekend and at the end sent her $145 via Venmo, reimbursing her for my part of a couple of dinners out. To my surprise, Venmo took the money out of my bank account twice. Before I had a chance to contact my bank, I had a…
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Help with categorizing transactions from major retailers
If you, like me, shop at Amazon or Target or other major retailers that sell a huge variety of items, it can be tedious to categorize the transactions. I think it’s worthwhile to do so, so that your budget contains an accurate record of your spending. YNAB has made it a little bit easier by…
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Covering overspending at the end of the month (video)
The turn of the month is so important in YNAB that I blog about it pretty much every month. Today, I made a video to show you what happens if you don’t cover overspending and how to go about covering it. If you move to a new month with red or yellow bubbles in your…
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Ten reasons I’m grateful for YNAB
It’s the season to express gratitude and I am so very grateful for YNAB. Here are ten of the reasons I’m thankful in my own financial life for this amazing budgeting methodology and software.
Are there YNAB and budgeting topics you’d like me to write about?