Category: Best Practices
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How YNAB Makes Profit First Easier: My Simple Deposit Allocation Workflow
I love the Profit First methodology to help small businesses be more profitable. I first read the book Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine, by Mike Michaelowicz in 2015 and shortly thereafter started using it for my organizing business. It revolutionized how I think about my business’s money—and a…
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PSA: Open your mail!
I wrote this post for my organizing blog, but I realized it would be valuable for readers of this blog as well. Here’s a slightly edited version. Over the years, I’ve encountered many organizing clients who don’t open their postal mail. I get it. Mail can be scary. I remember back when I was dealing…
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Doing YNAB daily
As a professional organizer, I’m a huge fan of creating daily routines to keep life running easier. In fact, earlier today I re-ran a 2021 post on my organizing blog about using daily routines to add ease to your life. One of my strongest daily habits is doing my YNAB. As I’ve outlined here, every…
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Does your spending plan tell your story?
In my YNAB coaching training (or perhaps it was at the YNAB Fan Fest) I heard someone suggest that an individual YNAB user’s spending plan ought to reveal something about the user. I love the idea that I can tell what my priorities are (or what a coaching client’s priorities are) by glancing at a…
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Do these five things for stress-free YNABing
It took me a few years to get so comfortable with YNAB it didn’t spark a little stress or overwhelm. Now, seven years into my YNAB journey I experience no stress with it and in fact really enjoy my daily YNAB routine. I actually check my budget several times a day but the morning check-in…
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Use that memo field!
When you’re in the flow of approving transactions, it can be easy to not take the time to make a note in the memo field about that transaction. But in my opinion, it’s worth the time. Many transactions don’t merit a memo. The monthly electric bill, for example, might be completely obvious. But for most…
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The Five Questions
Late last year, the YNAB method changed. Instead of four rules, we now have just one, Give Every Dollar A Job. And we now have five questions to support that rule. I blogged about this in December after the announcement came out. When I first heard about this shift, I was thrilled. And now, four…
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Keep an eye on last month
I’m writing this on April 2. When I did my daily YNAB check-in this morning, I saw that some transactions dated March 31 had imported overnight, which created some overspending on my March budget. This is why it’s so important in a new YNAB month to go back to the prior month budget screen at…
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Handling Venmo in YNAB
There’s a reason why Venmo is so popular. It’s a simple and convenient way to pay someone. If you use both Venmo and YNAB here are some things to keep in mind: YNAB considers Venmo a bank, so if you add it to YNAB, it will show up in the Cash area of your Accounts…
