Category: Reflections
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Give the gift of YNAB
As a professional organizer, I’ve been blogging for years about giving clutter-free gifts. People have a hard time letting go of gifts, even those they don’t love or use. And then they end up with too much stuff. So I always suggest giving experiences or donations or other non-tangible gifts instead. Here’s a great clutter-free…
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Eleven reasons I’m grateful for YNAB
I wrote this post two years ago around Thanksgiving. Here’s a lightly edited version of that post. I added an 11th item–how YNAB helped us navigate a life-changing move. I’m being completely honest when I say I’m not sure where I’d be without YNAB! It’s the season to express gratitude and I am so very…
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Is YNAB worth $109 a year?
Sometimes in social media groups I hear people grumble that YNAB is too expensive. To some, it feels counterintuitive to spend $109 a year (in the U.S., when paid annually) for an app that is supposed to help you spend less. A couple of years ago, I blogged about why YNAB is worth it for…
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Why paying someone to help you spend less actually makes sense
Yes, you read that right. And no, it’s not as backwards as it sounds. “Wait, I’m supposed to pay someone to help me spend less money? Isn’t that kind of… counterproductive?” I completely understand the hesitation. It makes perfect sense that you’d question it. But here’s the thing: budget coaching isn’t about spending money to…
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Does your spending plan tell your story?
In my YNAB coaching training (or perhaps it was at the YNAB Fan Fest) I heard someone suggest that an individual YNAB user’s spending plan ought to reveal something about the user. I love the idea that I can tell what my priorities are (or what a coaching client’s priorities are) by glancing at a…
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No more second guessing
I attended the YNAB Fan Fest in San Diego over the weekend. It was so much fun to be in a big room with people who are as nuts about YNAB as I am. The YNAB staffers were amazing and it’s so clear that the company culture is all about having fun while changing the…
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Introducing Peace of Mind Spending
Last week, YNAB made a big announcement. They revamped the way they’re teaching YNAB. Gone are The Four Rules. Only Rule One, Give Every Dollar A Job, was retained and it is now the whole method. Give Every Dollar a Job is now backed up by five carefully thought out questions. If this is the…
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Are you still paying for your kids’ cell phones?
So many of my budget clients have large cell phone bills. When we take a look at the bill, we see that their children’s cell phones are bundled into their bill. More often than not, the practice started when their kids were still dependents. Yet the parents keep on paying. I always push back on…
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Ten reasons I’m grateful for YNAB
It’s the season to express gratitude and I am so very grateful for YNAB. Here are ten of the reasons I’m thankful in my own financial life for this amazing budgeting methodology and software.
