Category: Rule Two

  • What does it mean to be a month ahead?

    What does it mean to be a month ahead?

    YNAB has long espoused the benefits of aging your money and getting a month ahead in your budget. With the recent revamp of the YNAB method, the Resilience question, “What can I set aside for next month’s spending?” replaced Rule 4: Age Your Money. The message and goal are unchanged: You want to break the…

  • Handling annual subscriptions in YNAB

    Handling annual subscriptions in YNAB

    One of the miracles of YNAB is Rule Two: Embrace Your True Expenses. Annual subscriptions are great examples of true expenses. When you’re following Rule Two, you put away one-twelfth of the annual expense every month. When the bill comes due, the money is waiting. In my life, these bills are often autopaid and easily…