Category: Spendfulness
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Living a spendful life
YNAB describes itself as a spendfulness app. It coined the term “spendfulness,” which it introduced in December 2024. Ordinarily, I bristle at invented words. But in this case, spendfulness resonated with me immediately. So I’m all in. (My testimonial is even included on this spendfulness page.) Here’s YNAB’s definition: Spendfulness is the alignment between how…
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Does your spending plan tell your story?
In my YNAB coaching training (or perhaps it was at the YNAB Fan Fest) I heard someone suggest that an individual YNAB user’s spending plan ought to reveal something about the user. I love the idea that I can tell what my priorities are (or what a coaching client’s priorities are) by glancing at a…
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No more second guessing
I attended the YNAB Fan Fest in San Diego over the weekend. It was so much fun to be in a big room with people who are as nuts about YNAB as I am. The YNAB staffers were amazing and it’s so clear that the company culture is all about having fun while changing the…
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Tracking hobby spending
Sometimes I think the most fun part of starting a new hobby is acquiring all the things you need to do the hobby. At least that was the case for me when I started knitting 20 years ago. Or coloring ten years ago, which morphed into hand lettering seven years ago and became Bullet Journaling…
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Introducing Peace of Mind Spending
Last week, YNAB made a big announcement. They revamped the way they’re teaching YNAB. Gone are The Four Rules. Only Rule One, Give Every Dollar A Job, was retained and it is now the whole method. Give Every Dollar a Job is now backed up by five carefully thought out questions. If this is the…





