Category: YNAB Basics

If you’re old enough, you might remember having a paper checkbook register, in which you jotted down every check you wrote and kept a running balance. Once a month, when your bank statement came in the mail, you would reconcile your checkbook, which meant making sure that your running balance matched your bank balance, taking…

YNAB is a zero-based budget method. If you follow Rule One: Give Every Dollar a Job, you’ll budget every dollar to zero. It can feel tempting to leave money in Ready to Assign and bask in its green glow. It might give you a feeling of abundance. But it’s not helpful. In fact, it’s counter…