Category: YNAB Value
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Credit Card Fraud Is Inevitable—But YNAB Can Help
Credit card fraud is, unfortunately, a fact of modern life—even for the most careful among us. But with the right tools and habits, you can catch fraudulent charges early and make recovery so much easier. YNAB (You Need A Budget) is my secret weapon for staying on top of my finances and turning a stressful…
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Is YNAB worth $109 a year?
Sometimes in social media groups I hear people grumble that YNAB is too expensive. To some, it feels counterintuitive to spend $109 a year (in the U.S., when paid annually) for an app that is supposed to help you spend less. A couple of years ago, I blogged about why YNAB is worth it for…
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How to Plan Holiday Spending: A Guide to Stress-Free December Finances
It’s never too early to start planning for the holidays. If you start now, your December self will thank you. September might feel early to think about holiday budgeting, but here’s the truth: the best time to prepare for holiday expenses is right now, when you’re not in the thick of the season’s chaos. If…
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Why paying someone to help you spend less actually makes sense
Yes, you read that right. And no, it’s not as backwards as it sounds. “Wait, I’m supposed to pay someone to help me spend less money? Isn’t that kind of… counterproductive?” I completely understand the hesitation. It makes perfect sense that you’d question it. But here’s the thing: budget coaching isn’t about spending money to…
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YNAB Benefit: Catching missed bills
My memory isn’t what it used to be and I can’t rely on it to make sure I receive and pay bills, particularly annual bills. Thanks to YNAB and my annual targets, though, I notice when expected bills aren’t received. At the beginning or end of every month I scan the available money in my…
